HealthSmart Re enhances the wide array of products and services currently offered to the self insured market by optimizing the risk control capabilities and providing an attractive package of products and services to meet the needs of employers. We bundle the reinsurance with our own benefit solutions and a well-managed plan design. Our selective underwriting and coordination with the appropriate carrier will deliver the most competitively priced products for our self-insured clients and prospects.
Adding a portfolio of both wholly owned and collaborative reinsurance products was a logical step for HealthSmart and its goal to be the country’s preeminent healthcare solutions provider. The introduction of HealthSmart Re’s innovative reinsurance designs in the Fall of 2008, brings all the different administrative and managed care services together and packages them in a comprehensive product offering. HealthSmart can bundle reinsurance solutions with a well managed plan design that, combined with our underwriting criteria, will deliver the most competitively priced products in the market. HealthSmart Re targets those groups that currently access both the HealthSmart PPO Network and Care Management Solutions. We focus in areas where the PPO has top tier discount arrangements.
Stop Loss Coverage
Stop Loss Coverage can be placed by HealthSmart and we work with multiple reinsurance carriers to obtain competitive quotations. We use our experience with national carriers to build the most advantageous contract. In addition, we audit, file and track all stop loss claims for you.
Small Group Solutions
HealthSmart Re capitalizes on the wide array of products and services currently offered to the self insured market and has built a suite of services for the small to mid-market employer. Our goal in our core markets is to provide a menu of products and services to meet the needs of the employers while optimizing their risk control capabilities.
For Small Group Self Funding Solutions HealthSmart Re targets opportunities for the 50 to 200 employer group market. HealthSmart currently owns and operates PPO Networks in multiple regions with negotiated rates that are competitive with the largest managed care organizations. HealthSmart Re can bundle the reinsurance with our own Care Management Solutions, Network Solutions and Prescription Benefit Management. Combining this with a well managed plan design and selective underwriting criteria allows us to deliver competitively priced products in markets across the country.
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