We take care of a company's most valuable resource. Its people.

HealthSmart is the premier provider of customizable and scalable solutions for self-funded employers.

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Real-time, online access to your benefits information and other tools – whenever you need it.


Especially for university and college student members, get instant access to your benefits information.


One-stop resource for brokers, distribution partners and consultants to bring the best solutions to clients.


Solutions for HR executives, plan sponsors and benefit administrators, plus access to employer services, 


For health plans and TPAs, we offer comprehensive solutions to complement payer capabilities.


Provider services, including real-time, online access to member health benefits and claims information.

HealthSmart Blog

Thoughts from HealthSmart Leadership

SmartDecision's Member-Centric Approach Delivers Greater Value Through Reference-Based Pricing 
11/9/2021 2:46:17 PM
As an innovative industry leader, HealthSmart has a successful track record of helping self-funded health plans lower costs, maintain and improve quality outcomes, and enhance member satisfaction. Our SmartDecision Reference Based Pricing (RBP) Solution has been a foundational component of our approach to helping clients achieve these goals. Now SmartDecision is smarter than ever! Read more >>>

News and Announcements

The Latest News From HealthSmart

Introducing Orlando SmartCare Health Plan, a New Option for Self-Funded Employers in Central Florida
June 28, 2021 - HealthSmart has announced the launch of Orlando SmartCare™, a comprehensive health plan that offers Orlando area small to mid-sized self-insured health plans market-leading discounts with the most respected name in healthcare in the area, Orlando Health. The plan offers significant savings and protection for plan sponsors and convenient member access to central Florida's premiere provider network.. Read more>>

PMPM Trend AnalysisThe Smart Alternative

to Rising Healthcare Costs

Healthcare costs are rising faster than inflation. HealthSmart can help. We offer a focused, innovative approach to bending the cost curve. While the average healthcare trend has risen by 6 to 7.5 percent annually over the past few years, HealthSmart customers actually see their medical costs decrease each year. 
Learn how HealthSmart can help you take control of rising healthcare costs, just like we have for hundreds of other self-funded plans.

Read more ➝

Smart Solutions for Smart People. We're HealthSmart.

We solve client problems and make life better for their people. Every single day. 


HealthSmart Solutions

Benefit Solutions

Benefit plans and solutions for worry-free administration, quality coverage, and innovative care.

Rx Solutions

Competitive pharmacy benefit management, customized care plans and cost containment solutions.

Care management

Integrated clinical solutions designed to fit your populations and significantly reduce healthcare costs.

Network Solutions

Flexible networks for member access to quality care at the best value.to meet our clients' unique needs. 

Casualty Claims

Innovative claims management solutions that leverage technology with unmatched experience.

Home-HS.jpgWhy HealthSmart

Reducing costs while improving member health

HealthSmart is the premier provider of innovative, customizable and scalable solutions for employers, brokers and payers. Our solutions include health plan benefit administration, care management, pharmacy benefit management, provider networks and casualty claims solutions. We also offer business intelligence, onsite employer clinics, a variety of health and wellness initiatives and web‐based reporting.

Our mission is to improve the health of our members while treating them with dignity and respect, and reduce healthcare costs for our clients and members with innovative solutions and a flexible approach. We provide self-insured clients with a one-stop source for their health plan needs, and deliver best-in-class service, support, and intelligence..