March 2021

For the 110,000 residents of the U.S. Virgin Islands (U.S.V.I.), health insurance coverage has been a hit or miss proposition. That is, until Elan Insurance Group brought a cost-effective choice to employers in the U.S.V.I.

In a new case study published by HealthSmart, Omar Haedo, founder of Elan, a Miami-based company, outlines the challenges he faced bringing his vision of tailored insurance coverage to the U.S.V.I. and how his partnership with HealthSmart propelled his success.


Employers’ interest in self-funded health plans is on the rise. Today, more than 60% of all employers in the U.S. self-insure their employee medical benefits. But one catastrophic claim can deal a severe blow to the plan and its sponsoring organization. High-cost specialty drugs and the continued growth of $1 million+ claims are pushing more and more clients to utilize stop loss insurance. It's important to have the right partner. Here are some tips to keep in mind.


Blog